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Homeowners Insurance

When most people hear the word "insurance" they think of their cars, but in many cases their home is the most important and expensive piece of property they own. Our agency offers a variety of comprehensive homeowners insurance policies to choose from and these plans can be tailored to suit your individual needs and budget.

ERIE's HomeProtector policies automatically include a full complement of standard features that cover your dwelling, personal property and other structures. The policy also includes liability protection, loss of use and medical payments to others coverage. You may take advantage of the higher deductibles, discounts and credits to reduce your insurance premiums, and you can add endorsements to your policy to broaden the protection limits even further.

Deductible

Paying for smaller claims yourself allows you to lower your homeowners insurance premiums by choosing a higher deductible. Most companies offer a choice of deductibles, including:

Discounts & Credits

Multi-policy - By insuring your auto and home with the same carrier, you will receive a discount on your auto premium as well as your homeowners insurance premium.
New home - Receive a discount if you live in a new home.
Premises alarm - This discount is applied to your premium is you have smoke detectors installed in your home.
Sprinkler system credit - If you install and maintain a sprinkler system, you will receive a credit on your homeowners premium.

Endorsements

ERIE offers a variety of optional coverages to meet your individual needs and these can be added to your homeowners policy by endorsement for a minimal additional premium:

Expanded endorsement - You can increase the special amounts listed under the personal property coverage section of your policy.
Enhancement endorsement - This endorsement increases the special amounts to even higher limits and includes these additional benefits:

Payment for direct loss caused by water or sewage that backs up through sewers or drains.
Payment up to an additional 10 percent of the amount on dwelling coverage for loss to trees, shrubs, plants and lawns on the residence premises.
Waiver of deductible shown on the policy declaration page for any loss from covered peril exceeding $50,000.
Earthquake coverage
Nurse's professional liability
Personal computer coverage
Replacement cost on personal property

Request a Homeowner's Quote

Please fill out form below. We will get back to you by e-mail or phone, usually within 24 hours. Erickson Insurance Service has several carriers, including Erie. We will work hard to place your homeowners coverage with the most appropriate carrier at a competitive price

All fields marked with a * are required:

Name*

E-mail*

Date Of Birth*

Address*

City*

County*

Home Phone*

Work Phone

How Did You Hear About Us

Any Claims In Past 5 Years*

If Yes Above Please Explain

Are You Being Cancelled By Current Insurance*

If So Please Explain

Inside City Limits*

Miles to Fire Dept

Responding Fire Dept

Feet From Fire Hydrant

Can You See 10 Other Residences From Home

Heat Source

Do You Use A Wood Stove

Do You Use Kerosene Heat

Fuses or Breakers Specify

Burglar Alarm*

Fire Alarm*

Dog

If Yes Above Specify Breed

Swimming Pool

If Pool Specify Fenced Or Not

Year Home Was Built

Square Footage

Number Bedrooms

Number Bathrooms

Type Of House

If your home has had updates for the following fields, please let us know the year in which updates were completed.

Roof

Heat

Electric

Plumbing

Please tell us the current limits you carry on your home.

Building*

Other Structures

Contents*

Liability

Deductible*

Premium